Category: Practical finance

Hands-on reviews of the money rails a long-term holder still needs: accounts, cards, transfers.

Bybit Review 2026: Fees, the Card, the Bots and the Hack

I have used Bybit for over five years — spot buying, the card I pay with day to day, a grid bot and a DCA bot, and the week in February 2025 when the exchange lost $1.46 billion and kept paying withdrawals. This is what it actually costs, where the caps and tiers bite, and the eight things about it I do not like.

5 Aug 202642 min readPractical finance

Wise Review 2026: Three Years of Fees, Cards and Limits

I have used Wise for a bit over three years — the card abroad, currency conversion inside the app, SWIFT and SEPA transfers, and a Georgian sole proprietorship on Wise Business. This is what it actually costs, what it does well, and the seven things about it I do not like.

5 Aug 202627 min readPractical finance